Authors

W. Kip Viscusi

Document Type

Article

Publication Title

American Law and Economics Review

Publication Date

2000

ISSN

1465-7252

Page Number

195

Keywords

life valuation, risks, damages, hedonic damages

Disciplines

Insurance Law | Law

Abstract

Value of life issues traditionally pertain to insurance of the losses of accident victims, for which replacement of the economic loss is often an appropriate concept. Deterrence measures of the value of life focus on risk-money tradeoffs involving small changes in risk. Using market data for risky jobs and product risk contexts often yields substantial estimates of the value of life in the range of $3 million to $9 million. These estimates are useful in providing guidance for regulatory policy and assessments of liability. However, use of these values to determine compensation, known as hedonic damages, leads to excessive insurance.

Included in

Insurance Law Commons

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